:root{
  --navy:#1F3864; --navy-dark:#152a4d; --gold:#C9A227; --ink:#22303f;
  --bg:#ffffff; --bg-soft:#f4f6f9; --line:#d9e0ea; --muted:#5a6a7d;
}
*{box-sizing:border-box}
body{margin:0;font-family:Georgia,'Times New Roman',serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--navy)}
.wrap{max-width:1020px;margin:0 auto;padding:0 20px}
header.site{background:var(--navy);color:#fff}
header.site .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;padding:16px 20px}
.brand{font-size:24px;letter-spacing:.5px;color:#fff;text-decoration:none;font-weight:bold}
.brand span{color:var(--gold)}
nav.main a{color:#dbe4f2;text-decoration:none;margin-left:18px;font-size:15px}
nav.main a:hover{color:#fff;text-decoration:underline}
.hero{background:var(--navy-dark);color:#fff;padding:56px 0 48px}
.hero h1{font-size:38px;line-height:1.2;margin:0 0 14px}
.hero p{font-size:19px;color:#cfdaee;max-width:640px;margin:0 0 24px}
.btn{display:inline-block;background:var(--gold);color:#1c2733;text-decoration:none;font-weight:bold;
  padding:13px 26px;border-radius:6px;font-size:17px;border:0;cursor:pointer}
.btn:hover{background:#dcb63c}
section{padding:42px 0}
section.alt{background:var(--bg-soft)}
h2{font-size:27px;color:var(--navy);margin:0 0 16px}
h3{font-size:19px;color:var(--navy);margin:0 0 8px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:22px}
.card ul{margin:8px 0 0;padding-left:19px}
.card li{margin:5px 0}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px;counter-reset:step}
.step{background:#fff;border:1px solid var(--line);border-radius:8px;padding:22px}
.step .n{display:inline-block;background:var(--navy);color:#fff;width:30px;height:30px;border-radius:50%;
  text-align:center;line-height:30px;font-weight:bold;margin-bottom:10px}
.faq h3{margin-top:22px}
.muted{color:var(--muted)}
form.lead{background:#fff;border:1px solid var(--line);border-radius:8px;padding:26px;max-width:680px}
form.lead label{display:block;font-weight:bold;margin:16px 0 6px;color:var(--navy)}
form.lead label:first-child{margin-top:0}
form.lead input,form.lead select,form.lead textarea{width:100%;padding:10px 12px;font-size:16px;
  border:1px solid var(--line);border-radius:6px;font-family:inherit;background:#fff}
form.lead .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:640px){form.lead .row{grid-template-columns:1fr}}
form.lead button{margin-top:22px}
.hp{position:absolute;left:-9999px;top:-9999px}
footer.site{background:var(--navy);color:#cfdaee;padding:28px 0;margin-top:10px;font-size:14px}
footer.site a{color:#fff}
.checkline{font-size:17px}